You and your source were spot on RIGHT about switching from AARP Supplemental Plan F to G under Florida Law and Residency yet in this year, 2019!

I called AARP Supplemental Insurance Customer Support this afternoon and got complete, authoritative and clear answers confirming the issue of no "underwriting", no medical questions or screening, and no applications whatsoever as long as you have a current Plan F that was issued in FL to a FL resident. Peggy and I both switched to Plan Gs effective Nov. 1, 2019 with lower monthly premiums starting on that date, and keeping our same Membership ID numbers as under our Plan Fs. Confirmation numbers for the "two" recorded telephone conferences we had to make these Plan Switches gave us added assurances!

We can't thank you enough, Gary, for your stellar professional service and care you've given to us on this very important matter and throughout these past years of being our expert Insurance Advisor and Agent. We are very, very fortunate to engage you professionally. You're the BEST!

Take care and God Bless you and Old Florida Insurance, a Rare Treasure for its Clients!

Jim & Peggy B.

I first became acquainted with Gary Roth at Olde Florida Insurance Agency through my parents 7 years ago when they had scheduled an appointment with him to consider Medicare insurance plan options. A friend had recommended Gary to them and knowing I had insurance background professionally my parents asked me to accompany them at the appointment. I was initially impressed with Gary’s willingness to meet in their home in consideration of them being elderly and his willingness to research their list of medical providers to ensure the plan option they chose would include them in the network. Since that time Gary has annually offered home appointments to review their plan and whenever we have had a question on a physician or a facility available in their network plan, an issue come up such as vendor billing statement or obtaining an authorization, he has readily responded with excellent, timely follow-up and handling.

When my husband was eligible for Medicare a couple years ago we consulted with Gary and 2 other agencies to compare what options were best. Ultimately we chose Gary and his recommendation based on his professionalism and caring attitude that my husband select the right plan for what fit his medical and financial portfolio. I likewise became eligible 2 years ago for Medicare and had no reservation in choosing Gary as my personal agent because of his excellent service throughout the years for my family’s insurance needs.

I have also referred friends to Gary and they likewise have agreed that his “no pressure” approach and caring attitude for them personally is what affirmed their decision to choose him as their agent. I highly recommend Gary and Olde Florida Insurance Agency based on the superior knowledge and service exemplified for insurance coverage as an important component to supporting our daily living needs.

Betty B.

When we began the Medicare process Gary took the time to learn about our medical and prescription history. He explained and provided multiple plans and prices to choose from based on our particular needs. We were very pleased with his knowledge and prompt response to any questions we had. The entire process went very smoothly.

Debbie & Gary B.

Gary, we wanted to take a moment to thank you for the outstanding service your provided to our firm during our renewal process last year. The entire staff at Olde Florida Insurance has been a pleasure to work with. We were amazed at the savings you were able to generate for the firm and appreciated the time spent ensuring we were choosing the right fit for our needs. Your follow through and commitment to us has been flawless, each of our requests have been quickly and efficiently answered even after the contracts were signed. Thank you for a job very well done.

CPA firm of Constantino, Nelson & Werline

Thanks, Gary! You're The MAN - The Insurance Man with timely communications and expertise for clients to seize otherwise unknown valuable opportunities! And you can quote me by name in advertising on that.

Jim B

On reaching Medicare age and needing a Medicare Supplement, I went to see Olde Florida Insurance where I met with Gary and Lori Roth.

Gary explained all of the various choices for the supplement and the prescription drug coverage. There were many and confusing choices. Gary helped both my wife and me understand which supplement was better for us and also helped us get the best drug plan that worked with our prescriptions and our pharmacy, even though it may not have been the best for him to sign us up for what we needed. It was a very professional job and was much appreciated by my wife and me. I am glad I did not have to navigate that swamp alone.

Rusty W


  • Aetna
  • Ameritas Bison
  • Bankers
  • Coventry-2018
  • Florida-blue-2018
  • Guardian-2018
  • Humana-2018
  • Liberty-Mutual
  • National-General-2018
  • Principlel-2018
  • Silver-script-2018
  • The-Hartford
  • United-American-2018
  • United-healthcare
  • Unum-2018
  • cigna-2018