Choosing The Right Medicare Plan

When it comes to choosing a Medicare plan, it's important to consider your current and future health needs as you sift through your coverage options. Simply asking yourself the right questions can help ensure you pick the plan that's best for you.

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Picking a plan that provides prescription drug coverage It's important to consider a plan that covers your current and future health needs together.

Generally, Original Medicare doesn't cover prescription medication, requiring you to add a separate prescription drug plan (Part D).

If you'd rather have a single plan, most Medicare Advantage plans include prescription drug benefits. Important to note: Adding prescription drug coverage at a later date may result in penalties.

When choosing any of these plans, consider:

What drugs does my plan cover?
Each Medicare drug plan has its own list of covered drugs, known as a formulary, that puts different prescriptions into pricing tiers.

What happens if my plan doesn't cover my medicine?
Your doctor can request an exception to add it to the formulary. If the plan grants the exception, you'll generally pay the highest pricing tier.

Can I use the pharmacies I want?
All Part D plans have a network of pharmacies you can use to fill your prescriptions. Some even have a list of preferred pharmacies where you can save more.

Call today to learn more or make an appointment 239-333-0711 (TTY: 711) 8:30 AM - 5:00 PM ET, Mon. - Fri.
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Aetna Medicare is a HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal.
Plan features and availability mayvary by service area.
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