Why do you need Flood Insurance?
A few inches of rain can cause a flood. Most homeowner’s insurance policies do not cover damage from flooding. Most commercial property policies do not cover flood related damage either.
Flood insurance is a specialty policy that is federally backed by the National Flood Insurance Program and available for homeowners and businesses as well.
There are private flood insurance companies offering coverage as well. There are limitations to availability in certain counties within some states. These policies are backed by the insurance company issuing the policy.
Preferred Risk Policy
The Preferred Risk Policy (PRP) offers low cost flood insurance to homeowners and business owners.
Click the button below to see if you qualify for a PRP. Elevation Certificates are not needed for a PRP.